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Splurge or Save: Fall Staples

The budget guy’s guide to smart spending

Whether you’re on a budget or just want to shop smarter this season, knowing when to invest and when to save is key. Generally, items that you’ll wear again and again for years to come are worth dishing out for. Trendier items or simple classics, like a pullover sweater, can easily be found at more affordable prices. Read on to find out what to splurge on and when to save, and begin your smart shopping below.

The Coat: Save

Unless you live somewhere with bitter winters and all-around cold weather, there’s no need to spend half your rent on a new coat. After all, you’ll only be wearing it outside, so who are you trying to impress?

Wool-blend Coat

Wool-blend Coat

Wool-Blend Peacoat

Wool-Blend Peacoat

ASOS Trench

ASOS Trench

The Blazer: Splurge

A good blazer will always be a clothing standby. Wear it to work or on a date, and not only will you look extra dapper, but you’ll feel that much more confident.

Shiro Blazer

Shiro Blazer

Rodolf Reddick Blazer

Rodolf Reddick Blazer

Navy Textured Weave Blazer

Navy Textured Weave Blazer

The Chunky Sweater: Splurge

The great thing about a thick knit sweater is that you can wear it year round for a little extra warmth. Look for a well-made style in wool or cashmere.

Small Cube Yoke Pullover

Small Cube Yoke Pullover

Osmund Knit Crew Neck Sweater

Osmund Knit Crew Neck Sweater

Heathered Sweater

Heathered Sweater

The Pullover: Save

Layer a thin sweater over a crisp button-up, and you’ll look instantly pulled together. Don’t spend a fortune on a pullover, though - stores like H&M and Banana Republic are great for simple sweaters.

Soft-Wash Long-Sleeve Crew

Soft-Wash Long-Sleeve Crew

Fine-knit Sweater

Fine-knit Sweater

ASOS V Neck Sweater In Cotton

ASOS V Neck Sweater In Cotton

Jeans: Save

Denim comes in all shapes and sizes, at all different price points. You can find a great, comfortable pair of jeans that won’t cost a fortune, like these three below, and you’ll never fear ruining them.

Pants in Premium Cotton

Pants in Premium Cotton

ASOS Straight Jeans In Mid Wash

ASOS Straight Jeans In Mid Wash

Rigid 501 Shrink-To-Fit

Rigid 501 Shrink-To-Fit

Boots: Splurge

You can generally tell the quality of shoes by looking at them. While you can find a good pair for less, when you’re looking for a sturdier style like a nice fall boot, spend a little more to get the best for your money. Just remember to weatherproof them or leave them inside when winter hits.

Boss Black Nevall Chelsea Boots

Boss Black Nevall Chelsea Boots

Desert Boots

Desert Boots

Officer Boot

Officer Boot

Accessories: Save

Hats, scarves and gloves are easily replaceable, and keep you warm no matter what. Especially if you tend to lose smaller items, cheaper versions will work just fine.

SELECTED HOMME GREY LETH GLOVEs

SELECTED HOMME GREY LETH GLOVEs

Selected Ground Beanie Hat

Selected Ground Beanie Hat

Exploded plaid scarf

Exploded plaid scarf

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Wrap These Stylish Scarves Around Your Neck

Scarves: nothing else is more fitting for the fall season. With the ideal piece you’ll look fab and ready for the cold days that await. Not sure what new styles to rock this season? Get inspiration from the 5 scarves below!

1) ASOS Oversized Square Scarf In Check

ASOS Oversized Square Scarf In Check

The awesome mix of colors makes this a very lively piece to wear around your neck – one that will surely keep you warm and looking very preppy and chic. You can never go wrong when a fashion piece is equally comfortable as it is stylish!

2) Check Ombre Wool Silk Scarf

Check Ombre Wool Silk Scarf

Chic. No other word describes this Burberry scarf better. The blend of different shades of brown paired with the classic pattern that the brand is so well known for makes this piece a must-have.

3) 'Pretty Polka Dot' Scarf

'Pretty Polka Dot' Scarf

Wearing a simple outfit? This is just what you need to add a touch of playful design while remaining poised. The contrasting royal blue and bright red tones, and the funky polka dots make this piece truly unique.

4) Skull Print Scarf

skull print scarf

McQueen skulls. The skull pattern gives this scarf the perfect amount of edginess to complement any outfit. Did we mention that it is 100% silk? You can’t get any more classy.

5) Lightweight Solid Crinkled Infinity Scarf

Lightweight Solid Crinkled Infinity Scarf

Pattern not your thing? Charlotte Russe has got you covered with this infinity scarf. The crinkled, sort of messy look gives this piece just the character it needs to make your outfit look effortless. Also available in baby pink, white, grey and black.

So which one of these fab scarves would you go for? Keep us posted and tell us about your style!

(Main photo from Insider Posing in Vintage)

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